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Built for Finance & Banking, Private Markets, Insurance, Real Estate, Legal, and Compliance

Document work, automated. Every answer traced to its source.

Carbonme reads the agreements, statements, submissions and filings your team lives in, fills structured workflows with cited answers, and runs again every time a new file lands.

Join the waitlistSee a workflow run

01 — Workflows

One file in. A row of cited answers out.

  1. 1.1Files arrive

    Upload a data room, or let a Gmail or Drive trigger drop each new file in as a row.

  2. 1.2Columns are prompts

    Each column asks one question of every file. Carbonme answers them all in parallel.

  3. 1.3Every cell is cited

    Open any answer to see the page and passage it came from, highlighted.

Portfolio operations · IntakeLive

PDFMeridian-Fund-IV_Capital-Call-07.pdf

Document type
Capital call
Counterparty
Meridian Partners
Amount
$4,250,000
Due date
14 Nov 2026

PDFHalden_Facility-Agreement.pdf

Document type
Facility agreement
Counterparty
Halden Bank plc
Amount
$120,000,000
Due date
30 Sep 2031

Change of controlp.47

17.4 Change of control · page 47If any person or group of persons acting in concert gains control of the Borrower, the Agent may cancel the Commitments on not less than 30 days' notice.

PDFCalder-Row_Submission-Pack.pdf

Document type
Submission pack
Counterparty
Calder Row Logistics
Amount
$40,000,000
Due date
01 Jan 2027

PDFNorthwind_SPA.pdf

Document type
Share purchase
Counterparty
Northwind Group
Amount
$65,000,000
Due date
12 Dec 2026

8 of 48 files · 4 flagged

Portfolio operations · IntakeLive · Gmail trigger
File
Document type
Counterparty
Amount
Due date
Flag
PDFMeridian-Fund-IV_Capital-Call-07.pdf
Capital call
Meridian Partners
$4,250,000
14 Nov 2026
—
PDFHalden_Facility-Agreement.pdf
Facility agreement
Halden Bank plc
$120,000,000
30 Sep 2031
Change of controlp.47
PDFCalder-Row_Submission-Pack.pdf
Submission pack
Calder Row Logistics
$40,000,000
01 Jan 2027
—
PDFNorthwind_SPA.pdf
Share purchase
Northwind Group
$65,000,000
12 Dec 2026
—
PDFOkafor-Holdings_KYC-Pack.pdf
KYC pack
Okafor Holdings
—
30 Nov 2026
PEP match
PDFAshby-Marine_Loss-Run.pdf
Loss run
Ashby Marine
$3,180,500
31 Dec 2025
—
PDFBeaumont_ISDA-Schedule.pdf
ISDA schedule
Beaumont AM
$25,000,000
01 Mar 2027
Cross-default
PDFKingsway-House_Lease.pdf
Commercial lease
Kingsway Estates
$1,240,000
24 Jun 2031
Break clause
Halden_Facility-Agreement.pdfPage 47

17.4 Change of control

If any person or group of persons acting in concert gains control of the Borrower, the Agent shall, if the Majority Lenders so require, by not less than 30 days' notice cancel the Commitments and declare all outstanding Loans immediately due and payable.

17.5 For the purpose of Clause 17.4, “control” means the power to direct…

8 of 48 files · 40 answers · 4 flagged

02 — Platform

One workspace for the whole job. Ask, automate, search, repeat.

Ask across a data room. Get an answer you can check.

A Case is a conversation over your files and hubs. The answer streams in with a citation on every claim, and a skill can shape how the work is done.

Which Halden facilities have a change-of-control clause, and how much notice do they require?
Skill · Facility reviewRead 11 files · 4 cited

Three of the eleven facility agreements contain a change-of-control clause. The term facility lets lenders cancel on 30 days' notice1. The revolving facility requires prepayment within 10 business days2, and the ancillary facility needs lender consent before completion3. The other eight are silent on control; two rely on the parent guarantee instead4.

›Ask a follow-up, or turn this into a workflow
  1. 1Page 47Halden_Term-Facility.pdf
  2. 2Page 52Halden_Revolving-Facility.pdf
  3. 3Page 18Halden_Ancillary-Facility.pdf
  4. 4Page 6Halden_Parent-Guarantee.pdf

Set it up once. Let every new file run it.

Triggers start a workflow when a file lands, conditions route the results, and the outputs go wherever your team already works.

  1. Trigger

    New email with an attachment

    credit-intake@ inbox

  2. Workflow

    Capital calls

    Every attachment becomes a row

  3. Condition

    Amount over $5m?

    Reads the Amount column

  4. Yes

    Output

    Post to #credit-approvals

    Summary with sources

    No

    Output

    File to Capital calls / 2026

    Row added to the register

React Flow

Everything your firm knows, searchable by meaning.

Hubs hold your precedents, policies and past deals. Search finds the passage, not just the file, and access follows the hub.

⌕change of control notice period3 hubs

  1. Credit precedents / Facilities0.91

    Halden_Term-Facility.pdf · p.47

    If any person or group of persons acting in concert gains control of the Borrower…

  2. Credit precedents / Facilities0.88

    Ardent_RCF-2024.pdf · p.61

    …the Lenders may, by not less than 30 days' notice, cancel the Commitments…

  3. Policies / Credit0.84

    Credit-Policy_v12.pdf · p.9

    Any change of control must be escalated to the credit committee before consent is given.

Write the method down once. Every Case follows it.

A skill captures how your team does a piece of work, step by step, so a credit memo or a lease abstract comes out the same way every time.

Skill

Facility review

Written by Credit · followed in 38 Cases

  1. ✓Identify every facility and its parties
  2. ✓Extract margin, tenor and covenants
  3. ✓Check change-of-control and cross-default terms
  4. ✓Compare against the credit policy
  5. ✓Draft the memo with a citation per figure

03 — Integrations

Your stack starts the work. Carbonme finishes it.

Every app plays two parts. As a trigger it hands Carbonme a new file; as a tool it receives the cited result, in the place your team already works.

Reads · extracts · cites

When · triggers

Then · tools

When · triggers

Then · tools

Gmail · When

New email with an attachment

  • Gmail
  • Outlook
  • Google Drive
  • Slack
  • Teams
  • Notion
  • HubSpot
  • Airtable
  • Google Calendar
  • Stripe
  • Linear
  • Pipedrive
  • Granola
  • Intercom

04 — Industries

Six industries. One standard: show the source.

Wherever the details carry the risk, every answer arrives with the page and passage that supports it.

Turn statements, facility agreements and loan files into reconciled figures your credit team can sign off.

  • PDFHalden_Facility-Agreement.pdfMarginSONIA + 2.75%p.12
  • PDFSelwyn_Bank-Statement-Aug.pdfClosing balance$612,044p.4
  • PDFWhitmore_Loan-Application.pdfRequested facility$7,500,000p.2
Source material
Bank statements, facility agreements, loan applications, ISDA schedules
Structured output
Covenant trackers, reconciliations, credit memos
Human control
Credit and finance teams approve every figure before it moves.

05 — Security

Control stays with your team. Evidence stays with the answer.

Processing and review are separate steps, and every decision leaves a trail for the people accountable for the outcome.

  1. 5.1

    Workspace isolation

    Files, workflows and answers stay inside the workspace that owns them.

  2. 5.2

    Role-aware access

    Hubs and workflows are shared by role and grant, never by an open link.

  3. 5.3

    Review before release

    Exceptions wait for the person accountable for them before results move on.

  4. 5.4

    Source citations

    Every answer links to the page and passage it came from.

  5. 5.5

    Preserved history

    Corrections and review decisions stay attached to the answer they changed.

06 — Early access

Bring the documents. Keep the evidence.

Join the waitlist to hear when Carbonme opens to teams that need every material answer to hold up under review.